{"id":520,"date":"2019-05-30T14:55:44","date_gmt":"2019-05-30T18:55:44","guid":{"rendered":"http:\/\/live-select-home-warranty.pantheonsite.io\/blog\/?p=520"},"modified":"2026-10-08T02:10:34","modified_gmt":"2026-10-08T06:10:34","slug":"what-is-optional-coverage","status":"publish","type":"post","link":"https:\/\/www.selecthomewarranty.com\/blog\/what-is-optional-coverage\/","title":{"rendered":"Home Warranty Coverages: What is \u201cOptional\u201d Coverage?"},"content":{"rendered":"<div class=\"blog-chk-wrapper\">\n<div class=\"bg--dark-blu c--whitee p-1 font-h3 fw--sb\"><strong>Key Takeaways<\/strong><\/div>\n<div class=\"bg--light-gry p-2 c--blak\">\n<ul class=\"chk-list flow-rootx p-0 blog-chk-list\">\n<li><span class=\"fw--sb\"><strong>Optional coverage protects extra home features:<\/strong> Home warranty optional coverage helps protect systems and appliances that standard plans usually do not include. <\/span><\/li>\n<li><span class=\"fw--sb\"><strong>Customize your plan:<\/strong> Add coverage only for the equipment your home actually has, including pools, septic systems, or well pumps. <\/span><\/li>\n<li><span class=\"fw--sb\"><strong>Lower unexpected repair costs:<\/strong> Paying a small monthly amount may help reduce expensive repair bills for covered optional items. <\/span><\/li>\n<li><span class=\"fw--sb\"><strong>Every home has different needs:<\/strong> Your property&#8217;s location, age, and features determine which optional coverages provide the best value. <\/span><\/li>\n<li><span class=\"fw--sb\"><strong>Review coverage before purchasing:<\/strong> Compare covered items, exclusions, limits, and service fees before choosing home warranty optional coverage. <\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<p>There\u2019s no place like home!<\/p>\n<p>This means your home warranty coverage should be as unique as your property. Home warranty optional coverage allows you to care for all of your family\u2019s most important parts of the home.<\/p>\n<p>While all homes have areas in common such as a kitchen and living room, not all homes have areas in common such as a pool or garage. Did you know you can purchase home warranty optional coverage for these <a href=\"https:\/\/www.selecthomewarranty.com\/blog\/5-things-home-warranty-can-cover\/\">less common parts of your home?<\/a><\/p>\n<p><a href=\"https:\/\/www.selecthomewarranty.com\/blog\/5-things-home-warranty-can-cover\/\">Select Home Warranty<\/a> is here to protect your home and your wallet from costly repairs. This means we even offer coverage for areas other home warranty providers don\u2019t always cover.<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.selecthomewarranty.com\/quote\" rel=\"noopener\"><input id=\"getaquoteintro_button\" class=\"submit-button\" name=\"commit\" type=\"submit\" value=\"Get a Free Quote Now\" \/><\/a><\/p>\n<h2 class=\"maintoc\">What is Home Warranty \u201cOptional\u201d Coverage?<\/h2>\n<p><strong>Home Warranty Optional Coverage<\/strong> is repair or replacement coverage for non-major home systems and appliances to add on to your standard home warranty coverage. Optional coverage will take care of mechanical problems on the following areas of your home:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.selecthomewarranty.com\/blog\/when-to-replace-your-pool-pump-common-problems-with-solutions\/\">Pool pump<\/a><\/li>\n<li>Central vacuum<\/li>\n<li>Sump pump<\/li>\n<li>Well pump<\/li>\n<li><a href=\"https:\/\/www.selecthomewarranty.com\/blog\/basics-of-home-warranty-roof-leak-coverage\/\">Roof leak<\/a><\/li>\n<li>Stand alone freezer<\/li>\n<li><a href=\"https:\/\/www.selecthomewarranty.com\/blog\/replace-your-sprinkler-system-tips\/\">Lawn sprinkler system<\/a><\/li>\n<li><a href=\"https:\/\/www.selecthomewarranty.com\/blog\/septic-system-home-warranty\/\">Septic system<\/a><\/li>\n<\/ul>\n<p>When you get your free quote on a home warranty with Select Home Warranty, you\u2019ll be able to choose from one of three plans: Bronze, Silver or Platinum.<\/p>\n<p>Platinum is our most popular plan, which is the most inclusive on covering areas of your home. Not every homeowner has the same coverage requirements. For example, many properties in Jackson include additional features such as irrigation systems, stand-alone freezers, or well pumps that may require extra protection beyond a standard plan. That&#8217;s why homeowners often look for a<a href=\"https:\/\/www.selecthomewarranty.com\/mississippi\/jackson\/home-warranty\" target=\"_blank\" rel=\"noopener\"> home warranty coverage in Jackson<\/a> that can be customized to fit the specific needs of their property.<\/p>\n<div class=\"border-box flow-rootX\">\n<h3 class=\"font-h3\">Wondering which optional coverage fits your home?<\/h3>\n<p>Every home has different systems. A quick review helps identify the optional protection that matches your home&#8217;s equipment. Explore our options to customize coverage that fits your property.<br \/>\n<a class=\"c2a c2a-ornge max-width\" style=\"color: #fff !important; text-decoration: none !important;\" href=\"https:\/\/www.selecthomewarranty.com\/quote\" target=\"_blank\" rel=\"noopener\">Get your Fee Quote<br \/>\n<\/a><\/p>\n<\/div>\n<h3 class=\"maintoc\">What is Standard Home Warranty Coverage?<\/h3>\n<p><strong>Standard Home Warranty Coverage<\/strong>\u00a0offers coverage for repair or replacement costs on appliances and\/or systems in your home. The Platinum plan includes all of the following:<\/p>\n<ul>\n<li>Temperature control<\/li>\n<li><a href=\"https:\/\/www.selecthomewarranty.com\/blog\/ductwork-home-warranty\/\">Ductwork<\/a><\/li>\n<li>Plumbing system<\/li>\n<li>Electric system<\/li>\n<li>Water heater<\/li>\n<li><a href=\"https:\/\/www.selecthomewarranty.com\/blog\/how-to-unclog-a-drain-in-5-ways\/\">Plumbing stoppage<\/a><\/li>\n<li><a href=\"https:\/\/www.selecthomewarranty.com\/blog\/5-signs-its-time-to-replace-your-garbage-disposal\/\">Garbage disposal<\/a><\/li>\n<li><a href=\"https:\/\/www.selecthomewarranty.com\/blog\/signs-refrigerator-is-dying\/\">Refrigerator<\/a><\/li>\n<li>Stove and oven<\/li>\n<li>Microwave oven<\/li>\n<li><a href=\"https:\/\/www.selecthomewarranty.com\/blog\/dishwasher-cleaning-maintenance-tips\/\">Dishwasher<\/a><\/li>\n<li><a href=\"https:\/\/www.selecthomewarranty.com\/blog\/4-signs-its-time-to-replace-your-washer-and-dryer\/\">Clothes washer<\/a><\/li>\n<li>Clothes dryer<\/li>\n<\/ul>\n<p>The Platinum plan can be purchased for as little as $38 per month and comes with FREE roof coverage! For as little as an additional $3.33\/month you can add on optional coverage to unique areas of your home.<\/p>\n<p>Try for yourself to see all of your home warranty coverage options and receive your complete quote today.<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.selecthomewarranty.com\/quote\" rel=\"noopener\"><input id=\"getaquoteintro_button\" class=\"submit-button\" name=\"commit\" type=\"submit\" value=\"Get a Free Quote Now\" \/><\/a><\/p>\n<h3 class=\"maintoc\">How Much Does Home Warranty Optional Coverage Cost?<\/h3>\n<p>Repair costs for non-standard home systems vary widely, which is why home warranty optional coverage often pays for itself quickly. <a href=\"https:\/\/www.angi.com\/articles\/pool-pump-repair-cost.htm\" target=\"_blank\" rel=\"noopener\">Angi&#8217;s 2026 data<\/a> puts pool pump repairs between $100 and $700, averaging around $350 per service call.<\/p>\n<p>Well pump repairs run higher, since reaching components deep inside a well needs specialized labor. Well pump replacements <a href=\"https:\/\/www.angi.com\/articles\/how-much-does-repairing-well-pump-cost.htm\" target=\"_blank\" rel=\"noopener\">between $100 and $3000<\/a>, averaging near $1,800.<\/p>\n<p>Septic repairs sit in a similar range, averaging $1,826 with inspection and labor included, and typically spanning $627 to $3,040, <a href=\"https:\/\/www.angi.com\/articles\/how-much-does-repairing-septic-tank-cost.htm\" target=\"_blank\" rel=\"noopener\">according to Angi.<\/a> Compare those figures to an optional coverage add-on, which usually costs a few extra dollars monthly. A single well pump or septic claim can offset years of add-on premiums.<\/p>\n<h4 class=\"maintoc\">Not Sure Which Add-Ons Your Home Needs?<\/h4>\n<p>Every property is different, and figuring out which optional items make sense for your home does not have to be complicated. A quick coverage review can show you exactly where your standard plan stops and where optional protection begins.<\/p>\n<p><a href=\"https:\/\/www.selecthomewarranty.com\/plans\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4938\" src=\"https:\/\/www.selecthomewarranty.com\/blog\/wp-content\/uploads\/2019\/05\/build_a_plan_around_your_home.webp\" alt=\"build a plan around your home\" width=\"894\" height=\"250\" \/><\/a><\/p>\n<h3 class=\"maintoc\">Which Optional Coverage Is Right for Your Home?<\/h3>\n<p>Not every homeowner needs every optional add-on. The right combination depends on your home&#8217;s location, age, and property features.<\/p>\n<div class=\"table-responsive\">\n<table class=\"table-style\">\n<thead>\n<tr>\n<th>Home Type<\/th>\n<th>Optional Coverage Worth Considering<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Rural homes<\/td>\n<td>Well pump, septic system<\/td>\n<\/tr>\n<tr>\n<td>Homes with pools<\/td>\n<td>Pool equipment<\/td>\n<\/tr>\n<tr>\n<td>Finished basements<\/td>\n<td>Sump pump<\/td>\n<\/tr>\n<tr>\n<td>Large landscaped yards<\/td>\n<td>Lawn sprinkler system<\/td>\n<\/tr>\n<tr>\n<td>Detached garages<\/td>\n<td>Stand-alone freezer<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>Review your home&#8217;s major equipment before selecting home warranty optional coverage. Paying for unnecessary protection increases your annual cost without adding value.<\/p>\n<h3 class=\"maintoc\">How to Get Home Warranty Optional Coverage?<\/h3>\n<p>Learn about <a href=\"https:\/\/www.selecthomewarranty.com\/blog\/how-do-home-warranties-work\/\">how a home warranty works<\/a> if you\u2019re unsure about getting your free quote.<\/p>\n<p>Getting home warranty optional coverage is easy. When you sign up for a standard plan, you can easily select the additional options relevant to your unique home. Just like when a standard home appliance or system breaks, such as your water heater, you can call us at <strong>1-855-267-3532<\/strong> or <a href=\"https:\/\/portal.selecthomewarranty.com\/auth\/sign-in\">submit your claim online<\/a> to fix the optional area, such as your well pump.<\/p>\n<p>When you experience a mechanical problem with an appliance or system covered under your terms, don\u2019t hesitate to submit your claim and we\u2019ll connect you with a service technician in no time.<\/p>\n<p><em>What are you waiting for? Start comparing home warranty coverages today and sign up for your <a href=\"https:\/\/www.selecthomewarranty.com\/quote\" rel=\"noopener\">FREE quote<\/a>! Call us anytime at <strong>800-670-8931<\/strong> to get started.<\/em><\/p>\n<h3 class=\"maintoc\">Frequently Asked Questions<\/h3>\n<h4 class=\"subtoc\">Does home warranty optional coverage include pool equipment beyond the pump?<\/h4>\n<p>Some plans extend beyond the pump to cover pool heaters or filtration equipment, though coverage varies by tier. Check your contract&#8217;s equipment list before assuming full pool protection.<\/p>\n<h4 class=\"subtoc\">Can you add optional coverage after your home warranty plan starts?<\/h4>\n<p>Yes, most providers let homeowners add optional coverage at renewal or through a plan update. Some items may require a short waiting period before a claim can be submitted.<\/p>\n<h4 class=\"subtoc\">Does optional coverage transfer if you sell your home?<\/h4>\n<p>Yes, optional coverage generally transfers with the rest of a home warranty plan when a property sells, which can appeal to buyers concerned about septic or well systems.<\/p>\n<h4 class=\"subtoc\">Do home warranty companies require an inspection before adding well or septic coverage?<\/h4>\n<p>Some providers request a basic inspection first, mainly to confirm the system was working properly before the plan takes effect.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Optional coverage protects extra home features: Home warranty optional coverage helps protect systems and appliances that standard plans usually do not include. Customize your plan: Add coverage only for the equipment your home actually has, including pools, septic systems, or well pumps. Lower unexpected repair costs: Paying a small monthly amount may help [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1965,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-520","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-warranty"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home Warranty Optional Coverage Guide<\/title>\n<meta name=\"description\" content=\"Learn what home warranty optional coverage includes, from pools and well pumps to septic systems. 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