{"id":528,"date":"2022-02-14T11:00:00","date_gmt":"2022-02-14T16:00:00","guid":{"rendered":"http:\/\/live-select-home-warranty.pantheonsite.io\/blog\/?p=528"},"modified":"2026-09-15T01:50:14","modified_gmt":"2026-09-15T05:50:14","slug":"pipes-plumbing-home-warranty","status":"publish","type":"post","link":"https:\/\/www.selecthomewarranty.com\/blog\/pipes-plumbing-home-warranty\/","title":{"rendered":"Does A Home Warranty Cover Plumbing Systems &#038; Leaks?"},"content":{"rendered":"<div class=\"blog-chk-wrapper\">\n<div class=\"bg--dark-blu c--whitee p-1 font-h3 fw--sb\"><strong>Key Takeaways<\/strong><\/div>\n<div class=\"bg--light-gry p-2 c--blak\">\n<ul>\n<li><span class=\"fw--sb\"><strong>Plumbing systems covered:<\/strong> Home warranty plans generally cover pipe leaks, clogged drains, water heaters, sump pumps, and toilet repairs. <\/span><\/li>\n<li><span class=\"fw--sb\"><strong>Common exclusions to know:<\/strong> Septic tanks, sprinkler systems, and pre-existing plumbing issues usually fall outside standard warranty coverage plans. <\/span><\/li>\n<li><span class=\"fw--sb\"><strong>Real repair cost savings:<\/strong> Plumbers typically charge 90 to 340 dollars per visit, a cost a warranty plan helps offset. <\/span><\/li>\n<li><span class=\"fw--sb\"><strong>Claims process overview:<\/strong> Homeowners can submit a plumbing claim online or by phone, and then a trained technician schedules a visit. <\/span><\/li>\n<li><span class=\"fw--sb\"><strong>Review your plan before filing.<\/strong> Understanding covered plumbing components helps avoid claim surprises and speeds up the repair process.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<p>Yes, most home warranty plans cover major plumbing issues, including pipe leaks, clogged drains, and worn-out water heaters. Plumbing problems rank among the most common and costly repairs homeowners face, and understanding what your plan protects can prevent expensive surprises.<\/p>\n<p>So, if you have been asking, &#8220;does a home warranty cover plumbing systems?&#8221;, the answer is generally yes. Everyday plumbing issues, such as leaking pipes, persistent drain clogs, faulty valves, or worn plumbing fixtures, can develop over time through normal use. When these covered components fail, a warranty can help reduce unexpected repair costs and connect you with a qualified service technician.<\/p>\n<p>Though some issues call for a quick fix, others need a trained plumbing technician right away. We cover plumbing repairs so unexpected breakdowns do not drain your budget along with your pipes.<\/p>\n<h2 class=\"maintoc\">What Plumbing Problems Does a Home Warranty Cover?<\/h2>\n<p>Coverage typically applies to components that experience normal wear and tear, not everything connected to a water line. But which plumbing repairs actually qualify for service remains a question.<\/p>\n<p>So, here is a list of common plumbing issues that home warranties cover:<\/p>\n<h3 class=\"subtoc\">1. Leaks and Breaks In Pipes<\/h3>\n<p>Water and gas lines running through your home&#8217;s interior can develop leaks from age, corrosion, or shifting foundations. A home warranty plan covers water line leaks and breaks, so a small crack does not turn into a flooded basement. <strong>Hiring an independent plumber<\/strong> for this kind of repair typically costs between <strong>$90 and 980<\/strong> depending on the severity of the job, according to <a href=\"https:\/\/www.angi.com\/articles\/plumber-cost.htm\" target=\"_blank\" rel=\"noopener\">Angi&#8217;s 2026 plumber cost report<\/a> . A warranty plan absorbs much of that cost beyond your service fee.<\/p>\n<h3 class=\"subtoc\">2. Clogged Drains and Toilets<\/h3>\n<p>Clogs in sinks, tubs, showers, and toilets are among the most frequent plumbing complaints homeowners report. A trained plumbing technician can clear line clogs that a standard sewer cable can reach, restoring flow without a bigger repair job. According to the <a href=\"https:\/\/www.epa.gov\/watersense\/fix-leak-week\" target=\"_blank\" rel=\"noopener\">EPA&#8217;s WaterSense article<\/a>, the average household loses more than 9,300 gallons of water annually from undetected leaks. Left alone, small clogs and drips can turn into bigger repair bills.<\/p>\n<p><a href=\"https:\/\/www.selecthomewarranty.com\/plans\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4919\" src=\"https:\/\/www.selecthomewarranty.com\/blog\/wp-content\/uploads\/2022\/02\/Pritect_Your_Homes_Plumbing_Systems.webp\" alt=\"Pritect Your Homes Plumbing Systems\" width=\"899\" height=\"250\" \/><\/a><\/p>\n<h3 class=\"subtoc\">3. Faucets, Valves, and Shower Fixtures<\/h3>\n<p>Broken or <a href=\"https:\/\/www.selecthomewarranty.com\/blog\/how-to-fix-leaky-faucet\/\" target=\"_blank\" rel=\"noopener\">leaking faucets<\/a>, showerheads, shower arms, and valve assemblies are covered under standard plumbing coverage in most plans. These fixtures wear out from daily use and mineral buildup, and fixing them without the right tools can be tricky. A trained technician can diagnose and repair valve failures quickly, often on the same visit.<\/p>\n<h3 class=\"subtoc\">4. Toilet Components<\/h3>\n<p>Toilet tanks, bowls, flush mechanisms, and wax ring seals are commonly covered plumbing parts. A failing flapper or fill valve can waste water silently for months before a homeowner notices a spike in the water bill.<\/p>\n<h3 class=\"subtoc\">5. Water Heaters<\/h3>\n<p><a href=\"https:\/\/www.selecthomewarranty.com\/blog\/types-of-water-heaters\/\" target=\"_blank\" rel=\"noopener\">Gas and electric water heaters<\/a> are a core part of most plumbing coverage plans, including thermostats, heating elements, and control valves. A failing water heater is one of the more expensive plumbing repairs homeowners face without coverage.<\/p>\n<h3 class=\"subtoc\">6. Sump Pumps And Septic Systems<\/h3>\n<p>Permanently installed sump pumps are typically included in plumbing coverage, helping protect basements from water damage. <a href=\"https:\/\/www.selecthomewarranty.com\/blog\/septic-system-home-warranty\/\" target=\"_blank\" rel=\"noopener\">Septic systems<\/a> and septic ejector pumps often require optional add-on coverage, so review your plan before assuming this protection.<\/p>\n<h3 class=\"subtoc\">7. Pools, Spas, and Sprinkler Systems<\/h3>\n<p>Coverage for pools, built-in spas, and sprinkler systems is usually available as an add-on rather than a standard inclusion. Homeowners with these features should confirm whether their plan includes water line coverage for outdoor systems.<\/p>\n<h3 class=\"maintoc\">A Homeowner&#8217;s Story: How Our Coverage Helped<\/h3>\n<p>Denise, a homeowner in Watertown, South Dakota, noticed her kitchen faucet dripping for weeks before she looked into repair costs. A local plumber quoted her nearly $300 just to diagnose the valve issue, before any parts or labor. She enrolled in the <a href=\"https:\/\/www.selecthomewarranty.com\/south-dakota\/watertown\/home-warranty\" target=\"_blank\" rel=\"noopener\">Platinum Care home warranty plan in Watertown<\/a> the same week, hoping to avoid similar repair bills in the future.<\/p>\n<p>Two months later, her water heater started leaking from the base, a repair that would have cost her hundreds out of pocket. She submitted a claim online, paid her service fee, and our trained technician resolved the issue within two days. Denise says having a plumbing protection plan in place gave her a clear repair path instead of searching for a reliable plumber during an emergency.<\/p>\n<div class=\"border-box flow-rootX\">\n<h3 class=\"font-h3\">Wondering if your plumbing repair is covered?<\/h3>\n<p>Every plan lists specific plumbing components and repair limits. Checking your coverage before a small leak turns into a bigger problem saves time and stress.<br \/>\n<a class=\"c2a c2a-ornge max-width\" style=\"color: #fff !important; text-decoration: none !important;\" href=\"https:\/\/www.selecthomewarranty.com\/quote\" target=\"_blank\" rel=\"noopener\">Get a Free Quote<br \/>\n<\/a><\/p>\n<\/div>\n<h3 class=\"maintoc\">What&#8217;s Not Included In a Home Warranty For Plumbing Systems?<\/h3>\n<p>Not everything is included under a warranty, and every plan has its limits and specific exclusions written into the contract. Knowing these limits helps you avoid an unwanted surprise when you submit a claim.<\/p>\n<ol>\n<li><strong>Underground Pipes and Sewer Lines<\/strong><br \/>\nPlumbing located outside your home&#8217;s main structure, including underground pipes and full sewer lines, typically needs separate optional coverage. <a href=\"https:\/\/www.selecthomewarranty.com\/plans\" target=\"_blank\" rel=\"noopener\">Standard home warranty plans<\/a> focus on the plumbing systems inside your living space.<\/li>\n<li><strong>Pre-Existing Plumbing Conditions<\/strong><br \/>\nVisible leaks, corroded pipes, or known issues present before your coverage start date generally fall outside your plan. Providers routinely deny claims tied to problems documented before enrollment. A <a href=\"https:\/\/www.selecthomewarranty.com\/blog\/home-inspections\/\" target=\"_blank\" rel=\"noopener\">home inspection<\/a> before purchasing your plan can help you understand your starting point.<\/li>\n<li><strong>Septic Systems and Well Pumps<\/strong><br \/>\nSeptic tanks, septic ejector pumps, and well pumps sit outside typical plumbing coverage and require an add-on plan. Homeowners relying on these systems should ask about optional protection before a problem arises.<\/li>\n<li><strong>Sprinkler and Irrigation Systems<\/strong><br \/>\nOutdoor <a href=\"https:\/\/www.selecthomewarranty.com\/blog\/replace-your-sprinkler-system-tips\/\" target=\"_blank\" rel=\"noopener\">sprinkler systems<\/a>, spas, and pool plumbing lines are usually excluded from a standard plumbing plan. Coverage for these features is available, but homeowners need to select it as add-on coverage separately when purchasing their plan.<\/li>\n<li><strong>Cosmetic and Fixture Issues<\/strong><br \/>\nCaulking, grouting, shower enclosures, bathtub surfaces, sinks, and bidets are typically considered cosmetic rather than functional plumbing repairs. According to <a href=\"https:\/\/www.nerdwallet.com\/home-ownership\/home-warranty\/learn\/does-home-warranty-cover-plumbing\" target=\"_blank\" rel=\"noopener\">NerdWallet&#8217;s coverage<\/a> research, plumbing plans often exclude root damage, clogs beyond the reach of a cable, and water softening or filtration systems entirely.Reading your <a href=\"https:\/\/www.selecthomewarranty.com\/terms-and-conditions\" target=\"_blank\" rel=\"noopener\">service agreement<\/a> carefully helps you plan around these gaps before you need a repair.<\/li>\n<\/ol>\n<div class=\"border-box flow-rootX\">\n<h3 class=\"font-h3\">Don\u2019t let one small leak turn into a big repair bill.<\/h3>\n<p>Not every plumbing problem starts with a flooded floor. Learn how our home warranty coverage helps with eligible plumbing failures before repair bills grow.<\/p>\n<p><a class=\"c2a c2a-ornge max-width\" style=\"color: #fff !important; text-decoration: none !important;\" href=\"https:\/\/www.selecthomewarranty.com\/quote\" target=\"_blank\" rel=\"noopener\">Get a Free Quote<\/a><\/p>\n<\/div>\n<h4 class=\"maintoc\">Final Thoughts<\/h4>\n<p>By now, you probably have a clearer picture of what plumbing repairs a home warranty can and cannot cover. Knowing these details before a pipe leaks or a drain backs up makes it much easier to handle unexpected repairs with confidence.<\/p>\n<p>So, the answer to the question, \u201cDoes a home warranty cover plumbing systems?\u201d, is yes, for many internal plumbing components that fail due to normal wear and tear. However, every provider and plan has different coverage limits, exclusions, and optional add-ons. We encourage you to review your contract carefully before purchasing a plan.<\/p>\n<p>At Select Home Warranty, we believe homeowners should know exactly what they are paying for. If you&#8217;re comparing providers, discover why many homeowners choose us as their <a href=\"https:\/\/www.selecthomewarranty.com\/\" target=\"_blank\" rel=\"noopener\">top-ranked home warranty company<\/a>. Call us at <strong>800-670-8931<\/strong> or request a <a href=\"https:\/\/quote.selecthomewarranty.com\/?_gl=1*73g3rq*_gcl_au*NTc4MjAyMTAxLjE3ODAzOTkxMTY.*_ga*MTQyNTI4MzUyMy4xNzUzOTYzNjAz*_ga_2Q2QQFT2XK*czE3ODM0MTY3MTAkbzc0NyRnMSR0MTc4MzQxNzg5NCRqNjAkbDAkaDA.\" target=\"_blank\" rel=\"noopener\">free quote<\/a> to find the coverage that fits your home&#8217;s plumbing needs.<\/p>\n<h3 class=\"maintoc\">Frequently Asked Questions<\/h3>\n<h4 class=\"subtoc\">Do home warranties cover plumbing issues in older homes?<\/h4>\n<p>Yes, home warranties cover plumbing systems in older homes if the components were functioning properly before coverage began and fail because of normal wear and tear. Always review age limitations and exclusions in your contract.<\/p>\n<h4 class=\"subtoc\">Does a home systems warranty cover hidden pipe leaks behind walls?<\/h4>\n<p>Yes, most plans typically cover repairs of plumbing lines behind walls if the leak results from normal wear. Wall restoration and secondary water damage often remain excluded unless specifically stated.<\/p>\n<h4 class=\"subtoc\">Can I file a plumbing repair claim immediately after buying a warranty service?<\/h4>\n<p>No, warranty plans require a <a href=\"https:\/\/www.selecthomewarranty.com\/blog\/do-home-warranties-have-a-waiting-period\/\" target=\"_blank\" rel=\"noopener\">30-day waiting period<\/a> before coverage begins. Review your contract for the effective date before submitting a plumbing claim.<\/p>\n<h4 class=\"subtoc\">Does homeowners insurance cover plumbing leaks instead of a homeowners\u2019 warranty?<\/h4>\n<p>Homeowners&#8217; insurance usually covers sudden water damage caused by a covered peril. A warranty covers repairs to covered plumbing components that fail due to normal wear and tear.<\/p>\n<h4 class=\"subtoc\">Do home warranties cover plumbing systems if tree roots damage sewer lines?<\/h4>\n<p>No, standard warranty plans do not cover sewer line damage caused by tree root intrusion because the issue originates outside the home&#8217;s covered plumbing system.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Key Takeaways Plumbing systems covered: Home warranty plans generally cover pipe leaks, clogged drains, water heaters, sump pumps, and toilet repairs. Common exclusions to know: Septic tanks, sprinkler systems, and pre-existing plumbing issues usually fall outside standard warranty coverage plans. Real repair cost savings: Plumbers typically charge 90 to 340 dollars per visit, a cost [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1959,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-528","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-warranty"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does a Home Warranty Cover Plumbing Systems?<\/title>\n<meta name=\"description\" content=\"Learn what plumbing systems and leaks a home warranty covers, including pipes, water heaters, clogged drains, exclusions, and the claims process.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.selecthomewarranty.com\/blog\/pipes-plumbing-home-warranty\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Does a Home Warranty Cover Plumbing Systems?\" \/>\n<meta property=\"og:description\" content=\"Learn what plumbing systems and leaks a home warranty covers, including pipes, water heaters, clogged drains, exclusions, and the claims process.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.selecthomewarranty.com\/blog\/pipes-plumbing-home-warranty\/\" \/>\n<meta property=\"og:site_name\" content=\"SHW Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/selecthomewarranty\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-14T16:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-15T05:50:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.selecthomewarranty.com\/blog\/wp-content\/uploads\/2022\/02\/plumbing-pipe.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"840\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"SHW Team\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"SHW Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.selecthomewarranty.com\/blog\/pipes-plumbing-home-warranty\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.selecthomewarranty.com\/blog\/pipes-plumbing-home-warranty\/\"},\"author\":{\"name\":\"SHW Team\",\"@id\":\"https:\/\/www.selecthomewarranty.com\/blog\/#\/schema\/person\/c5178a00f3d10c5274dfdfbd9e06f971\"},\"headline\":\"Does A Home Warranty Cover Plumbing Systems &#038; 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