Question 1

What does a typical home warranty cover?

Accepted Answer

A home warranty protects the essential items in your home that you and your family depend on daily, such as your refrigerator, dishwasher, heating and cooling systems, plumbing, electrical, and water heater.

Question 2

Do home warranties provide payment for repairs or replacements?

Accepted Answer

Yes, a home warranty covers the cost of approved repairs and replacements when you file a claim for a covered issue.

Question 3

How does a home warranty differ from homeowners insurance?

Accepted Answer

A home warranty mainly covers the normal wear and tear on specific major appliances and systems. In contrast, homeowners insurance protects against damage to your home and belongings caused by covered events or hazards.

Question 4

Are labor costs included in a home warranty coverage?

Accepted Answer

When you file a claim, you'll generally pay a service fee for the technician’s visit to assess and resolve the issue in your home.

Question 5

What is the duration of a home warranty coverage?

Accepted Answer

Home warranties do not cover issues that existed before the warranty was purchased. They are intended to cover systems and appliances that are in proper working order when the warranty begins.

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