What does a typical home warranty cover?

A home warranty protects the essential items in your home that you and your family depend on daily, such as your refrigerator, dishwasher, heating and cooling systems, plumbing, electrical, and water heater.

Do home warranties provide payment for repairs or replacements?

Yes, a home warranty covers the cost of approved repairs and replacements when you file a claim for a covered issue.

How does a home warranty differ from homeowners insurance?

A home warranty mainly covers the normal wear and tear on specific major appliances and systems. In contrast, homeowners insurance protects against damage to your home and belongings caused by covered events or hazards.

Are labor costs included in a home warranty coverage?

When you file a claim, you'll generally pay a service fee for the technician’s visit to assess and resolve the issue in your home.

What is the duration of a home warranty coverage?

Home warranties do not cover issues that existed before the warranty was purchased. They are intended to cover systems and appliances that are in proper working order when the warranty begins.

Select Home Warranty

Bring Predictability To Your Portfolio.

Stabilize ROI with a Home Warranty.

Take control of repair costs with a real estate investor home warranty designed to support predictable cash flow and keep CapEx protected across your properties.

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1M+ Service Requests

Handled Across the U.S.

13+ Years

Serving Real Estate Investors

#1 Rated

Top Service by Industry Platforms

Real Estate Investor
Home Warranty?

A repair at one property is routine, but across a portfolio, it disrupts budgets. A real estate investor home warranty turns unpredictable repair costs into a single, planned annual expense, bringing more consistency to your overall spend.

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Portfolio Maintenance Shouldn't
Disrupt Your ROI.

Owning multiple properties means dealing with multiple points of failure. Systems wear out, appliances break down, and coordinating repairs across units can quickly impact your time and margins. These are recurring issues investors have to manage.

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Disrupt cash flow
Frequent repair needs can interrupt steady cash flow across all your property investments.
Multiple properties, multiple issues
Ongoing maintenance needs across your housing portfolio can add up, raising overall operating costs.
Reduce overall ROI
Unplanned repair costs can gradually impact returns across your entire portfolio.
Create unpredictable CapEx planning
Irregular repair patterns can make long-term CapEx planning harder to manage consistently.

How Does a Home Warranty Protect Your CapEx?

Predictable Cash Flow

Fixed Costs vs. Variable Repairs.

Repair issues are expected. What matters is how you pay for them. A home warranty replaces unpredictable repair costs with a defined annual premium, helping you plan expenses more clearly.

Fixed annual premium instead of variable contractor costs
Reserve funds stay available for planned upgrades
More consistent budgeting across multiple properties

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Portfolio-Scale Management

One Account. All Properties.

Managing multiple properties does not need multiple systems. A centralized account helps you track coverage, service activity, and renewals across your entire portfolio.

Single account for all covered properties
Easier onboarding for new acquisitions
Consistent coverage across the housing portfolio

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Tax-Deductible Premiums

An Expense That Fits Your Planning.

For investment properties, premiums are generally 100% tax-deductible as an ordinary operating expense. This supports more structured financial planning across your portfolio.

Premiums are tax-deductible
Applies across business-use properties
Supports organized expense reporting

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Ranked Among the Top Home Warranty Companies

Consumer Affairs

Buyer’s Choice

The Top 10 Sites

Forbes Home

Best of 2025

Shopper Approved

5 Star Rating

Consumer Affairs

Buyer’s Choice

Consumer Affairs

Buyer’s Choice

The Top 10 Sites

Forbes Home

Best of 2025

Shopper Approved

5 Star Rating

Consumer Affairs

Buyer’s Choice

Systems and Appliances We Cover

Daily-use systems and appliances are where most issues begin. A real estate investor home warranty helps manage both the repair process and costs across all your housing portfolio, so you don't have to handle each one individually.

HVAC System
Electrical System
Microwave Oven (Built-in)
Ductwork
Clothes Washer
Garbage Disposal
Ceiling Fan
Refrigerator
Dishwasher
Plumbing Stoppage
Plumbing System
Water Heater
Cooktop/Stove/Oven
Clothes Dryer

The Insurance Gap: Where Home Warranty Fits In

Feature	Home Insurance	Home Warranty
Covers structural damage
Covers appliance/system wear & tear
Addresses day-to-day repair events
Supports repair service coordination
Predictable, fixed service fees

Why Choose
Select Home Warranty for
Investment Property Maintenance

You did not build a real estate portfolio to spend your time coordinating repair calls.

Your focus is on returns, not repairs. We support investors looking for a more structured way to manage maintenance across the housing portfolio.

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Responsive Claim Process, Faster Resolution
A repair issue at a property needs to be addressed without long delays. Once a claim is submitted, our process moves quickly to schedule service, so the issue is addressed before it escalates into a larger problem or a home buyer concern.
Trusted Service Contractor Network
For investors holding properties across multiple cities or counties, sourcing reliable repair help at each location is a persistent challenge. Our service network covers a broad geographic range, so covered repair requests can be handled regardless of where the property sits.
Affordable Plans for Full Home Protection
Our plans are designed to provide whole-home protection at a manageable cost, helping you stay covered without overextending your budget. As your portfolio grows, you can renew or extend coverage easily without changing your overall structure.

Unplanned Repairs
Impacting Your Portfolio?

Bring consistency to cash flow while stabilizing ROI and keeping CapEx planning more controlled.

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Frequently
Asked Questions

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Are home warranty premiums tax-deductible for real estate investors?

Yes, for business-use housing assets, premiums are often treated as operating expenses and may be tax-deductible. It is advisable to confirm with a tax professional based on your situation.

Can I add new properties to my coverage later?

Yes, additional properties can be added as your portfolio grows, allowing you to maintain a consistent approach to maintenance across all assets.

How does a warranty help with investment property maintenance across a portfolio?

A warranty replaces variable repair expenses with a defined premium and service fee structure, helping bring more consistency to overall cost planning.

What does a warranty typically cover?

Coverage generally applies to major systems and appliances affected by regular use, such as HVAC, plumbing, electrical systems, and kitchen appliances.

How do real estate home warranties work across multiple properties?

A centralized account can be used to manage multiple assets, with individual coverage assigned to each address while keeping service tracking and coordination organized in one place.