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How Do I Know if I Have a Home Warranty?

Homeowners ask: Do I have a home warranty? | SHW Blog

Home warranties provide protection against the costs of repairing or replacing a home’s major appliances and systems. Many times during the sale of a home, the new owners may inherit a home warranty policy from the previous owners.

It is very common for a home warranty to be purchased by the seller of a home, and sometimes the realtor or title company will purchase a home warranty to help the sale of the home. This may give new homeowners a difficult time tracking down documents for the home warranty if not aware of the home warranty at the time of the sale.

Do you have questions about home warranty coverage? Call us today: 860-288-4791

How do I find my home warranty?

Start by asking the previous owners. If you are in the process of purchasing a home, ask the seller if they have an existing home warranty or could provide one, and ask for a copy of the home warranty contract.

If you have already purchased the home, contact the title company or realtor who closed the sale of the home. They should have records to indicate whether or not a home warranty was included in the sale.

If you do not find records of purchasing a home warranty, you may be able to find warranty coverage from the manufacturers of your appliances, depending on their age. Reach out to the manufacturers with the serial numbers of your appliances identified.

What does a home warranty cover?

Home warranties are contracts that cover the costs of mechanical issues with home appliances and systems according to your plan. In the case of mechanical mishaps around the home, such as a dryer that stops spinning or a refrigerator that stops cooling, a home warranty will cover repairs or replacements in accordance with your contract.

The most inclusive plans will cover appliances and systems, such as:

  • Refrigerator
  • Oven
  • Dishwasher
  • Clothes washer
  • Clothes dryer
  • Heating
  • Cooling
  • Electrical
  • Plumbing

Home warranties are also customizable. Additional protection can include mechanical elements of swimming pools, sprinkler systems, wells and more.

About Select Home Warranty

If you think you have a home warranty contract with Select Home Warranty, reach out to us today: 860-288-4791

Did you know home warranties protect appliances and systems no matter their age? It’s not too late to purchase a home warranty for your home. After a 30 day grace period, you will be eligible to place a claim on areas of the home covered by the terms of your contract. If you are a new homeowner, be sure to have records of any past maintenance on the appliance or system causing issues.


Gain peace of mind with a FREE QUOTE to start comparing home warranty coverage. Call today to learn more: 860-288-4791